Privacy Policy

Effective Date: 4/2/2024

Peace Country Credit, an official DBA of 1926979 Alberta Ltd (“Peace Country Credit,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and disclose personal information when you visit our website peacecountrycredit.com (the “Site”) or interact with us through other channels such as email, phone, or in person. By accessing or using our Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect personal information that you voluntarily provide to us when you interact with our Site or communicate with us. The types of personal information we may collect include:

– Contact information such as your name, email address, phone number, and mailing address.
– Financial information such as credit card details, bank account information, or other payment information.
– Information you provide when you apply for our products or services, such as employment information, income, and other financial details.
– Information collected automatically through cookies and similar tracking technologies, including your IP address, browser type, operating system, pages visited, and other usage data.

2. Use of Information

We may use the personal information we collect for the following purposes:

– To provide and maintain our products and services.
– To process your transactions and fulfill your requests.
– To communicate with you, including responding to your inquiries and providing customer support.
– To send you marketing communications, promotional offers, or other updates about our products and services, unless you opt out of receiving such communications.
– To improve and personalize your experience on our Site.
– To protect our rights, property, or safety, and the rights, property, or safety of others.
– For any other purpose with your consent.

3. Disclosure of Information

We may share your personal information with third parties for the following purposes:

– With service providers, contractors, or other third parties who assist us in providing our products and services or operating our business.
– With financial institutions or other third parties involved in processing your transactions or providing the products or services you request.
– With our affiliates, business partners, or other companies for marketing or promotional purposes, unless you opt out of such sharing.
– In response to a subpoena, court order, or other legal process, or to comply with applicable laws or regulations.
– In connection with a merger, acquisition, or sale of assets, in which case your personal information may be transferred to the acquiring entity.
– With your consent or at your direction.

4. Cookies and Tracking Technologies

We may use cookies, web beacons, and other tracking technologies to collect information about your interactions with our Site and to provide personalized content and targeted advertisements. You can control cookies through your browser settings and other tools, but please note that disabling cookies may limit your ability to use certain features of the Site.

5. Data Security

We take reasonable measures to protect the security of your personal information and to prevent unauthorized access, disclosure, or modification. However, no method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security.

6. Your Choices

You may choose not to provide certain personal information, but this may limit your ability to access certain features of our Site or use certain products or services. You can also opt out of receiving marketing communications from us by following the instructions provided in such communications.

7. Children’s Privacy

Our Site is not directed to children under the age of 13, and we do not knowingly collect personal information from children. If you believe that we have inadvertently collected personal information from a child, please contact us so that we can take appropriate steps to delete such information.

8. Updates to this Privacy Policy

We may update this Privacy Policy from time to time by posting a revised version on our Site. The revised version will be effective as of the date indicated in the “Effective Date” section. We encourage you to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us on our contact page.

By using our Site or providing personal information to us, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.